Every live US car lease, ranked by what it really costs you each month.
Not the advertised payment. The all-in: payment after tax, fees, the miles you drive, insurance and fuel. The math is on every row, the source is linked on every row, and nobody can pay to rank.
470 live deals from 3 sources · how we score · where the rows come from
1. Set your miles, then look at the top rows
More filters and the math view
Every row is re-priced at your miles in your browser. Contract miles is the allowance written into that lease; the gap to your miles is priced into the all-in.
| Car | Monthly | Term | Contract miles | Effective | All-in | Trust |
|---|---|---|---|---|---|---|
| 2027 Toyota Corolla LE CVT
|
$189 +tax |
36 months |
10,000.0 mi/yr |
$250 effective |
$640 all-in |
seller-stated |
| 2025 Ford Mustang Mach-E Select
|
$319 tax assumed |
20 months |
14,646 mi/yr |
$368 effective |
$655 all-in |
one source |
| 2026 Hyundai Elantra Hybrid Blue Sedan
|
$273 +tax |
36 months |
7,500.0 mi/yr |
$330 effective |
$683 all-in |
seller-stated |
| 2026 Toyota Camry SE (Hybrid) - Sunroof
|
$279 +tax |
36 months |
10,000.0 mi/yr |
$351 effective |
$685 all-in |
seller-stated |
| 2026 Kia Niro EV Wind
|
$315 +tax |
36 months |
10,000.0 mi/yr |
$412 effective |
$711 all-in |
seller-stated |
| 2026 Kia Niro EX FWD
|
$299 +tax |
36 months |
10,000.0 mi/yr |
$371 effective |
$712 all-in |
seller-stated |
| 2025 BMW iX xDrive50
|
$850 tax assumed |
13 months |
7,030 mi/yr |
$262 effective |
$724 all-in |
one source |
| 2026 Nissan Sentra SV Sedan
|
$229 +tax |
36 months |
10,000.0 mi/yr |
$321 effective |
$726 all-in |
seller-stated |
| 2026 Toyota Corolla Cross LE 2WD
|
$279 +tax |
36 months |
10,000.0 mi/yr |
$351 effective |
$741 all-in |
seller-stated |
| 2026 Hyundai Elantra SEL Sport Sedan
|
$273 +tax |
36 months |
7,500.0 mi/yr |
$331 effective |
$745 all-in |
seller-stated |
| 2026 Nissan Altima SV FWD
|
$246 +tax |
36 months |
10,000.0 mi/yr |
$334 effective |
$745 all-in |
seller-stated |
| 2026 Mazda Mazda3 Sedan 2.5 S FWD
|
$219 +tax |
36 months |
7,500.0 mi/yr |
$314 effective |
$745 all-in |
seller-stated |
| 2025 Audi A3 Premium 40 TFSI quattro
|
$439 tax assumed |
21 months |
13,234 mi/yr |
$306 effective |
$747 all-in |
one source |
| 2027 Hyundai Kona SE FWD
|
$175 +tax |
24 months |
7,500.0 mi/yr |
$293 effective |
$749 all-in |
seller-stated |
| 2026 Kia K4 LXS Sedan
|
$273 +tax |
36 months |
10,000.0 mi/yr |
$349 effective |
$750 all-in |
seller-stated |
| 2026 Subaru Impreza Sport AWD
|
$229 +tax |
36 months |
7,500.0 mi/yr |
$318 effective |
$750 all-in |
seller-stated |
| 2026 Kia K4 GT-Line Sedan
|
$285 +tax |
36 months |
10,000.0 mi/yr |
$350 effective |
$751 all-in |
seller-stated |
| 2026 Hyundai Elantra SE Sedan
|
$215 +tax |
24 months |
7,500.0 mi/yr |
$340 effective |
$754 all-in |
seller-stated |
| 2026 Kia K4 LXS Sedan
|
$277 +tax |
36 months |
10,000.0 mi/yr |
$360 effective |
$761 all-in |
seller-stated |
| 2026 Honda Accord Sedan SE CVT
|
$296 +tax |
36 months |
10,000.0 mi/yr |
$374 effective |
$780 all-in |
seller-stated |
No deals match these filters. Try a higher "most you want to pay", set where you are to Anywhere, or clear the brand and body filters.
Showing the 20 cheapest of 350 live deals in California at 12,000 miles a year. Turn on JavaScript to see the rest and to re-price at your own miles. All rows as JSON.
2. The cheapest today, in California
- Cheapest overall 2027 Toyota Corolla LE CVT $640 a month all-in seller-stated
- Cheapest take-over 2025 Ford Mustang Mach-E Select $655 a month all-in one source transfer fee assumed
Open a car to see the full math, then the source. Every row links to the listing it came from.
Words on this page, in plain terms
- All-in
- What the car costs you each month once payment, tax, fees, the miles you drive, insurance and fuel are all counted. The ranking column.
- Effective monthly
- The payment after tax, with the cash due at signing spread across the term. The first payment is not counted twice.
- Take-over
- You take over someone else's lease for the months left on it. The payment is fixed by their contract.
- New lease
- A lease you sign yourself, here from a dealer's or broker's posted offer.
- Due at signing
- Cash you pay on day one: usually fees plus the first payment. We spread it across the term.
- Mileage tier
- Leases cap your miles a year. If you drive more, you buy a higher tier up front or pay per mile at the end. We price that gap.
- Money factor
- The lease's interest rate, written as a small decimal. Multiply by 2,400 for the yearly percentage.
- Residual
- What the lessor says the car is worth at the end. A higher residual means a lower payment.
- MSRP
- The manufacturer's sticker price. We show the payment as a share of it so you can compare cars of different prices.
How to read this table
- Monthly
- The lease payment as the source states it. "+tax" means tax is added in the effective column. "tax assumed" means the source stated no rate and we used the default.
- Effective
- The payment after tax, with the cash due at signing spread across the term, less any cash the seller pays you, plus cash you bring. The first payment is not counted twice.
- All-in
- Effective, plus the mileage tier priced at your own miles, plus an insurance estimate and a fuel or electricity estimate. The ranking column.
- Trust
- Seller-stated means the terms are the seller's own words and we did not see the contract. One source means nothing else confirms it.
- UNVERIFIED
- Two reads of the listing disagree, or a field fails a check. Shown, marked, and ranked on the worse number.
The full arithmetic, and what the all-in leaves out, is on how we score.
Sources, and what each one returned
| Source | Rows | What it covers |
|---|---|---|
| Leasehackr pre-negotiated board | 366 | 369 deals across 7 regions, merged and deduped, read 2026-10-30 |
| LeaseTrader (California) | 127 | 171 listings read, 143 Available, 18 Pending Review, 10 Transferring dropped, read 2026-10-30 |
| Craigslist | not read | Craigslist: not read (its terms forbid automated collection) |
| Leasehackr private transfers | 3 | 4 threads read in full, 1 unconfirmed seller not ranked, read 2026-10-28 |
| cars.com lease pages | UNKNOWN | UNKNOWN, blocked by IP reputation on 2026-10-28. Not a zero |
| edmunds.com lease pages | UNKNOWN | UNKNOWN, 403 refuses this host by IP. Not a zero |
| swapalease.com | UNKNOWN | UNKNOWN, blocked (403). A reader proxy would be a bypass, so it is not used |
| cargurus lease pages | UNKNOWN | UNKNOWN, path not yet found. Not a zero |
A source that returned nothing is reported as UNKNOWN, never as zero. Payments and miles are seller-stated or board-stated, and every row says which. How each source is read.
What this site will not do
- Nobody can buy a place in this table. Partner links, when there are any, sit outside it, say "Paid link", and never change a score.
- Every figure names its source and the date it was read.
- A listing whose transfer has already started is dropped, not ranked.
- A listing we cannot stand behind is marked UNVERIFIED, shown with its claimed figure, and ranked on the worse number. Where two reads of the same payment disagree, both are shown.
- Insurance and fuel are estimates, not quotes. They are the only inputs that move with your postcode and your tariff, and they can reorder this table inside their band.